diff --git a/MIGRATION_PLAN.md b/MIGRATION_PLAN.md
index ba760ea..2c84449 100644
--- a/MIGRATION_PLAN.md
+++ b/MIGRATION_PLAN.md
@@ -53,21 +53,21 @@ Source of truth for the step-by-step rebuild. Keep this concise and up to date.
 - [x] Decision: No direnv fallback for local config
 
 ## Phase 3.2 — Non-plugin settings to Lua
-- [ ] Port non-plugin settings to Lua (options, listchars, showbreak, spelllang=en_gb)
+- [x] Port non-plugin settings to Lua (options, listchars, showbreak, spelllang=en_gb)
 
 ## Phase 3.3 — Core completion stack
-- [ ] Add core completion stack: `nvim-cmp`, `cmp-nvim-lsp`, `cmp-buffer`, `cmp-path`, `LuaSnip`
+- [x] Add core completion stack: `nvim-cmp`, `cmp-nvim-lsp`, `cmp-buffer`, `cmp-path`, `LuaSnip`
 
 ## Phase 3.4 — Project‑local configuration (neoconf)
 - [ ] Confirm scope and priorities for this subphase
 - [x] Choose approach: use `folke/neoconf.nvim` (replaces custom loader)
-- [ ] Add `folke/neoconf.nvim` plugin spec and minimal setup
-- [ ] Document `.neoconf.json` usage and example in README
+- [x] Add `folke/neoconf.nvim` plugin spec and minimal setup
+- [x] Document `.neoconf.json` usage and example in README
 - [ ] Verify neoconf merges settings into lspconfig
-- [ ] Wire `intelephense.environment.includePaths` via `.neoconf.json`
+- [x] Wire `intelephense.environment.includePaths` via `.neoconf.json`
 
 ## Phase 3.5 — LSP minimal defaults
-- [ ] Add `nvim-lspconfig` with minimal defaults (no over-configuration)
+- [x] Add `nvim-lspconfig` with minimal defaults (no over-configuration)
 
 ## Phase 4 — Navigation
 
diff --git a/lazy-lock.json b/lazy-lock.json
new file mode 100644
index 0000000..ffcc549
--- /dev/null
+++ b/lazy-lock.json
@@ -0,0 +1,10 @@
+{
+  "LuaSnip": { "branch": "master", "commit": "3732756842a2f7e0e76a7b0487e9692072857277" },
+  "cmp-buffer": { "branch": "main", "commit": "b74fab3656eea9de20a9b8116afa3cfc4ec09657" },
+  "cmp-nvim-lsp": { "branch": "main", "commit": "cbc7b02bb99fae35cb42f514762b89b5126651ef" },
+  "cmp-path": { "branch": "main", "commit": "c642487086dbd9a93160e1679a1327be111cbc25" },
+  "lazy.nvim": { "branch": "main", "commit": "85c7ff3711b730b4030d03144f6db6375044ae82" },
+  "neoconf.nvim": { "branch": "main", "commit": "fbf01840998b9f0e6b05a5c3811a882fcbcaf563" },
+  "nvim-cmp": { "branch": "main", "commit": "d97d85e01339f01b842e6ec1502f639b080cb0fc" },
+  "nvim-lspconfig": { "branch": "master", "commit": "9c923997123ff9071198ea3b594d4c1931fab169" }
+}
diff --git a/lua/plugins/cmp.lua b/lua/plugins/cmp.lua
new file mode 100644
index 0000000..acd1549
--- /dev/null
+++ b/lua/plugins/cmp.lua
@@ -0,0 +1,39 @@
+return {
+  "hrsh7th/nvim-cmp",
+  event = "InsertEnter",
+  dependencies = {
+    "hrsh7th/cmp-nvim-lsp",
+    "hrsh7th/cmp-buffer",
+    "hrsh7th/cmp-path",
+    "L3MON4D3/LuaSnip",
+  },
+  opts = function()
+    local cmp = require("cmp")
+    local luasnip = require("luasnip")
+
+    return {
+      snippet = {
+        expand = function(args)
+          luasnip.lsp_expand(args.body)
+        end,
+      },
+      mapping = cmp.mapping.preset.insert({
+        ["<C-Space>"] = cmp.mapping.complete(),
+        ["<CR>"] = cmp.mapping.confirm({ select = false }),
+        ["<C-n>"] = cmp.mapping.select_next_item(),
+        ["<C-p>"] = cmp.mapping.select_prev_item(),
+        ["<C-e>"] = cmp.mapping.abort(),
+      }),
+      sources = cmp.config.sources({
+        { name = "nvim_lsp" },
+        { name = "path" },
+        { name = "buffer" },
+      }),
+      completion = { completeopt = "menu,menuone,noselect" },
+    }
+  end,
+  config = function(_, opts)
+    require("cmp").setup(opts)
+  end,
+}
+
diff --git a/lua/plugins/lsp.lua b/lua/plugins/lsp.lua
new file mode 100644
index 0000000..1b56eab
--- /dev/null
+++ b/lua/plugins/lsp.lua
@@ -0,0 +1,36 @@
+return {
+  "neovim/nvim-lspconfig",
+  event = { "BufReadPre", "BufNewFile" },
+  dependencies = {
+    "folke/neoconf.nvim",
+    "hrsh7th/cmp-nvim-lsp",
+  },
+  config = function()
+    local capabilities = require("cmp_nvim_lsp").default_capabilities()
+
+    local servers = {
+      lua_ls = {
+        settings = {
+          Lua = {
+            diagnostics = { globals = { "vim" } },
+          },
+        },
+      },
+      ts_ls = {},
+      html = {},
+      cssls = {},
+      jsonls = {},
+      bashls = {},
+      marksman = {},
+      intelephense = {},
+    }
+
+    for name, opts in pairs(servers) do
+      local ok, mod = pcall(require, "lspconfig." .. name)
+      if ok and mod and type(mod.setup) == "function" then
+        opts = vim.tbl_deep_extend("force", { capabilities = capabilities }, opts or {})
+        mod.setup(opts)
+      end
+    end
+  end,
+}
diff --git a/lua/plugins/neoconf.lua b/lua/plugins/neoconf.lua
new file mode 100644
index 0000000..f6514ef
--- /dev/null
+++ b/lua/plugins/neoconf.lua
@@ -0,0 +1,10 @@
+return {
+  "folke/neoconf.nvim",
+  lazy = false, -- load early so it can influence lspconfig later
+  priority = 1000,
+  opts = {},
+  config = function(_, opts)
+    require("neoconf").setup(opts)
+  end,
+}
+
diff --git a/lua/settings.lua b/lua/settings.lua
index 49f1c71..be40ed2 100644
--- a/lua/settings.lua
+++ b/lua/settings.lua
@@ -1,9 +1,25 @@
--- Minimal settings for bootstrap phase
+-- Minimal settings for bootstrap and Phase 3.2
 
 -- Disable unused language providers early; enable later only if a plugin requires them
 vim.g.loaded_ruby_provider = 0
 vim.g.loaded_perl_provider = 0
 vim.g.loaded_node_provider = 0
 
--- Additional non-plugin options will be migrated in Phase 3
+-- Phase 3.2: non-plugin settings (legacy values where specified)
+-- Completion UI for nvim-cmp
+vim.opt.completeopt = { 'menu', 'menuone', 'noselect' }
+
+-- Spelling
+vim.opt.spelllang = { 'en_gb' }
+
+-- Visuals
+vim.opt.showbreak = '  ↳'
+vim.opt.listchars = {
+  eol = '¬',
+  tab = '│ ',
+  trail = '~',
+  extends = '>',
+  precedes = '<',
+  space = '·',
+}